DEOSX · Platform Foundation
One foundation under every product
One Digital ID, one compliance layer, a Shariah layer and an operator and regulator console, shared by all five DEOSX products.
Onboard once, use everything
Every DEOSX product sits on the same foundation: one Digital ID, one compliance layer, a Shariah layer and an operator and regulator console. A customer onboarded once can use all five products, and your compliance and risk teams see everything in one place.
The four layers
| Layer | What it does | Where it comes from |
|---|---|---|
| Digital ID | Verifies a customer once and reuses that identity across every product. See Identity & Trust | Built on iSentric's authentication work for banks since 2003 |
| Compliance layer | AML, sanctions screening, Travel Rule and a full audit trail on every transaction | Shared by all five products |
| Shariah layer | Shariah-compliant versions of products and structures. See Islamic finance | Built in, not added on |
| Operator and regulator console | One view of customers, transactions, reserves and reports for operations and, where required, the regulator | Shared by all five products |
Security and control
Authentication, risk controls and fraud monitoring run across the platform, alongside transaction orchestration, settlement, ledgering and reconciliation. These are the same disciplines iSentric has applied inside Malaysian banks for two decades.
Deployment and data residency
Deploy in-country, in the cloud, on-premises or hybrid. Run on public chains, your existing network or a private network built for you. Data and control stay local.
Track record
Built on the authentication, transaction processing and secure messaging iSentric has run for Malaysian banks since 2003.
Platform FAQ
What is the Travel Rule?
A rule that requires certain information about the sender and receiver to travel with a virtual asset transfer between providers. DEOSX includes Travel Rule handling in its compliance layer.
Can our regulator access the console?
A regulator view is available where required, for example for reserves and redemption in Digital Money.
Do customers re-verify for each product?
No. Digital ID lets a customer onboard once and use every product.
Evaluating the platform?
Our technical team can walk your risk, IT and compliance teams through the foundation.