iSentric

Industries · Government and public sector

Digital ID, digital money and payments for the public sector

Central banks, ministries, agencies and councils get trusted digital identity, digital currency and payments, deployed in-country so data and control stay local.

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Governments want the benefits of digital services, digital money and faster payments while keeping oversight, data and value in-country.

iSentric provides the identity, payment and digital money infrastructure behind that, deployed in-country and integrated with the banks and systems you already work with.

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Who this covers

Government and public sector we work with, and what each typically needs from us.

  • Central banks and regulatorsCBDC distribution and real-time oversight of digital money.
  • Ministries and federal agenciesDigital ID for citizens and secure access for staff.
  • State governments and local councilsDigital collection of fees and charges, and payments to citizens.
  • Statutory bodiesMember identity, approvals and payments.
  • Government-linked companiesPayments, authentication and secure access at scale.
  • Public healthcarePatient identity, secure access to systems and payments.

The challenges we solve

  • Repeated identity checks. Citizens prove who they are again at every agency and counter.
  • Oversight of digital money. Digital currency and faster payments must not mean losing oversight, data or value offshore.
  • Control of sensitive actions. Approvals and system access need clear rules and a record auditors can trust.
  • Slow collections and payouts. Fees and benefits move through many channels and are hard to reconcile.

What we offer

Every product runs under your brand and connects to the systems you already have. Take one or combine several.

Identity & Trust

Identity and authentication, attestation, approvals, secure access and digital ID, with every check recorded so you and your regulator see the same trail.

Explore Identity & Trust

What you can do with it

  • Give citizens and businesses one digital ID for public services.
  • Let agencies and banks rely on attestations instead of repeating checks.
  • Require multi-party approvals for sensitive actions, with roles kept separate.
  • Control which staff and contractors can access which systems and data, with every access logged.

What it solves

Citizens proving who they are again at every counter and every agency. One sovereign digital ID, kept in-country, with a tamper-proof record of every check.

Digital Money

Issue stablecoins and deposit tokens backed by your balance sheet, or distribute a central bank digital currency, with reserves and redemption visible to your regulator in real time.

Explore Digital Money

What you can do with it

  • Distribute a CBDC through commercial banks in a two-tier model.
  • See reserves, redemption and reporting in real time.
  • Choose a public chain, an existing network or a private network.
  • Keep data and control in-country.

What it solves

The benefits of digital money without giving up oversight. The central bank keeps a live view while commercial banks handle distribution to the public.

Payments & Settlement

Real-time domestic payments, your own remittance corridors and cross-border B2B settlement with FX, without chains of correspondent banks.

Explore Payments & Settlement

What you can do with it

  • Collect fees and charges digitally.
  • Pay benefits and grants straight to wallets and bank accounts.
  • Keep remittance value onshore as bank balances.
  • Settle and reconcile automatically, with reporting.

What it solves

Collections and payouts that are slow and hard to reconcile. Payments settle in seconds, and every one is recorded and reconciled.

Integration & Delivery

We plan the rollout, connect to your core systems, channels and payment systems, take you live and stay on to run it with you.

Explore Integration & Delivery

What you can do with it

  • Deploy in-country, in the cloud, on-premises or hybrid.
  • Integrate with commercial banks and your existing systems.
  • Get support for regulatory engagement.
  • Run with 24/7 monitoring after launch.

What it solves

Public-sector projects that stall at integration. We plan, integrate and run the platform with your teams.

How we work with you

  1. 01

    Scope

    Agree what to launch first, with your risk, IT and compliance teams.

  2. 02

    Integrate

    Connect to the systems you already run. No core rebuild.

  3. 03

    Launch under your brand

    Go live in months, with training for your teams.

  4. 04

    Run it with you

    24/7 monitoring and support after launch.

Built on two decades inside Malaysian banks

Built on iSentric's authentication and transaction processing for Malaysian banks since 2003: 18 million customer authentication and mobile banking transactions a month in 2020.

Our Journey since 2003 Past Clients

Government and public sector FAQ

Does data stay in-country?

Yes. Identity, payments and digital money can all be deployed in-country.

Can commercial banks distribute our digital currency?

Yes, through the two-tier model.

Can a government run its own digital ID?

Yes. Digital ID can be deployed in-country, so citizen data and control stay with the government.

Who can see the record of identity checks?

Your institution and, where required, your regulator see the same record of every check.

Related pages

Modernise public services, with data kept at home.

We will assess your requirements and outline a scoped proposal for your institution.

Talk to our team