iSentric

DEOSX · Payments & Settlement

Move value instantly, at home and across borders

Real-time domestic payments, remittance corridors and cross-border B2B settlement with FX, without correspondent chains.

Book a Payments briefingAll DEOSX productsSee it on deosx.com
A card payment at a terminal

Settle in seconds, not days

Settle in seconds, not days. Run real-time domestic payments, open your own remittance corridors and settle cross-border B2B payments with better FX margins, without chains of correspondent banks.

Coins spilling from a glass jar

What's inside

  • Real-time domestic payments

    Instant transfers between your customers and across institutions.

  • Remittance corridors

    Open your own corridors with payout to wallets.

  • Cross-border B2B settlement

    Settle business payments across borders with FX conversion.

  • Fee income

    Earn on every transfer and conversion.

  • Alerts and confirmations

    Secure messaging for every transfer, built on iSentric's messaging heritage.

How it works

  1. 01

    Map the corridors

    Choose domestic rails and cross-border corridors to launch.

  2. 02

    Connect

    Integrate with your payment switch, RTGS, treasury and FX.

  3. 03

    Configure FX and fees

    Set conversion, pricing and limits.

  4. 04

    Screen

    Run AML, sanctions and Travel Rule checks on every payment.

  5. 05

    Settle and reconcile

    Settle, ledger and reconcile automatically, with reporting.

Use cases

Offer SME clients cross-border supplier payments with better FX.

Digital banking for commercial banks

Specification

ItemDetail
Payment typesReal-time domestic, remittance, cross-border B2B
FXConversion built in
Integrates withPayment switch and RTGS, treasury and FX, core banking, reporting
Back officeSettlement, ledgering, reconciliation, reporting

One foundation under every product

Every product shares one Digital ID, one compliance layer (AML, sanctions, Travel Rule, audit trail), a Shariah layer and an operator and regulator console.

  • One Digital ID

    Verify a customer once and reuse that identity across every product.

  • One compliance layer

    AML, sanctions screening, Travel Rule and a full audit trail.

  • A Shariah layer

    Shariah-compliant versions of products, built in.

  • Operator and regulator console

    One view for your operations team and, where required, your regulator.

A customer onboarded once can use all five products. See the digital ID and compliance layer for banks.

Track record

Built on payment and transaction processing iSentric has run for banks, telcos and corporates in Malaysia and Indonesia, 18 million transactions a month in 2020.

Our Journey since 2003 Achievements Past Clients How we deliver: Integration & Delivery

Payments FAQ

Do we still need correspondent banks?

DEOSX lets you settle across borders without chains of correspondent banks.

Can remittances be paid into wallets?

Yes. Corridors support wallet payout.

Is compliance included?

Yes. AML, sanctions and Travel Rule checks run on every payment.

Which corridors can we open?

Corridors are scoped with each institution during design.

Are Shariah-compliant payments available?

Yes. Payments and remittance are available for Islamic banks and their customers. See Islamic finance.

Related pages

Talk to us about Payments & Settlement.

Take one product or the full platform. We will come back with a scoped conversation.

Book a Payments briefing