DEOSX · Digital Banking
Your own digital bank or wallet, under your brand
Launch your own digital bank or multi-currency wallet with cards and Shariah credit, under your brand and licence.
A digital bank or wallet without rebuilding your core
Give customers a modern digital banking experience without rebuilding your core. Launch a multi-currency wallet, cards and credit as your own product, live in months. DEOSX Digital Banking runs under your brand and licence, so your customers, deposits and revenue stay with you.
What's inside
- Multi-currency wallet
Hold and move fiat, stablecoin and CBDC in one wallet.
- Cards
Virtual and physical cards through licensed issuers.
- Credit
Consumer credit and Shariah financing, underwritten on verified payment history.
- Digital ID
Customers onboard once and use every DEOSX product.
- Your brand
App, web and card designs carry your name, not ours.
How it works
- 01
Scope
Agree the products, currencies and customer segments for launch.
- 02
Brand and configure
Set up the wallet, cards and credit products under your brand.
- 03
Integrate
Connect to your core banking, mobile and internet banking and payment switch.
- 04
Onboard
Verify customers once through Digital ID, with AML and sanctions checks built in.
- 05
Launch and run
Go live with training, 24/7 monitoring and support.
Use cases
Launch a digital wallet brand for younger or unbanked customers without a new core.
Digital banking for commercial banksOffer Shariah financing and a wallet in one app.
Digital banking for Islamic banksGive remittance receivers a wallet and card so funds stay in the system.
Remittance corridor technologySpecification
| Item | Detail |
|---|---|
| Currencies | Fiat, stablecoin, CBDC |
| Cards | Virtual and physical, through licensed issuers |
| Credit | Consumer credit, Shariah financing |
| Integrates with | Core banking, mobile and internet banking, payment switch, reporting |
| Deployment | In-country, cloud, on-premises or hybrid |
One foundation under every product
Every product shares one Digital ID, one compliance layer (AML, sanctions, Travel Rule, audit trail), a Shariah layer and an operator and regulator console.
- One Digital ID
Verify a customer once and reuse that identity across every product.
- One compliance layer
AML, sanctions screening, Travel Rule and a full audit trail.
- A Shariah layer
Shariah-compliant versions of products, built in.
- Operator and regulator console
One view for your operations team and, where required, your regulator.
A customer onboarded once can use all five products. See the digital ID and compliance layer for banks.
Track record
Built by the team behind mobile banking for Public Bank, Al Rajhi Bank and Cambodian Public Bank.
Our Journey since 2003 Achievements Past Clients How we deliver: Integration & Delivery
Digital Banking FAQ
Is this a white-label digital bank?
Yes. The wallet, cards and credit run under your brand and licence.
Do we need a new core banking system?
No. DEOSX adds digital banking on top of your existing core.
Can it hold stablecoins and CBDC?
Yes. The wallet supports fiat, stablecoin and CBDC. See the stablecoin and CBDC platform.
Do you issue the cards?
Cards are issued through licensed issuers and branded as yours.
Is Shariah financing available?
Yes, alongside conventional consumer credit. See Islamic finance.
Talk to us about Digital Banking.
Take one product or the full platform. We will come back with a scoped conversation.