DEOSX · Islamic Finance

Islamic finance, built in across every product

A Shariah-compliant digital banking platform: wallets, financing, digital money, tokenised sukuk and trade finance for Islamic institutions.

A mosque with domes and minarets at sunset

Shariah versions are part of the platform, not an add-on

DEOSX includes a Shariah layer across all five products, so Islamic banks, zakat institutions and pilgrimage funds can launch digital products that match their principles from day one. iSentric has worked with Islamic financial institutions in Malaysia, including Bank Islam, Bank Muamalat, Bank Rakyat, Al Rajhi Bank and Kuwait Finance House Malaysia.

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Shariah-compliant capabilities by product

ProductIslamic finance capability
Digital BankingIslamic wallet and Shariah consumer financing under your brand
Digital MoneyShariah-compliant digital money for Islamic banks
Payments & SettlementPayments and remittance for Islamic banks and their customers
Markets & LiquidityTokenised sukuk issuance, custody and trading
Trade & Supply Chain FinanceShariah versions of supplier finance

Who it is for

Track record with Islamic institutions

  • Al Rajhi Bank Malaysia

    Mobility2U Mobile Banking

    2008
  • Kuwait Finance House Malaysia

    National Biller Payment System and FPX payments

    2017
  • Bank Islam

    SMS banking portal

    By 2019

Islamic Finance FAQ

Is every DEOSX product available in a Shariah version?

Yes. The Shariah layer is built into every product.

What is tokenised sukuk?

A sukuk (an Islamic financial certificate) issued and held as a digital token, which can make issuance, custody and trading faster and more transparent.

Who certifies Shariah compliance?

Structures are designed to work with each institution's own Shariah committee and requirements.

Launch digital products that match your principles from day one.